PayFreq

Semi-Monthly vs Biweekly Pay: What’s the Difference?

Semi-monthly means 24 paychecks a year (twice a month); biweekly means 26 (every two weeks). Here is how they differ and which states allow what.

Semi-monthly means 24 paychecks a year (twice a month); biweekly means 26 (every two weeks). Here is how they differ and which states allow what.

Semi-monthly pay happens twice a month — typically the 1st and 15th — giving 24 paychecks a year. Biweekly pay happens every two weeks, usually on the same weekday, giving 26 paychecks a year (27 in some years).

The practical differences: biweekly checks are more frequent and a fixed interval (easier for hourly payroll); semi-monthly is predictable by calendar date but pay amounts vary if the employee is hourly. Both are legal in most states, though a few restrict semi-monthly to certain schedules. Check the state chart for your state.

Reviewed by S. Novak, HR compliance writer

Frequently Asked Questions

How many paychecks per year?

Semi-monthly = 24; biweekly = 26 (27 every few years).

Which is better for hourly employees?

Biweekly aligns with a 2-week work period, making overtime math cleaner; semi-monthly splits hours across uneven periods.

Is semi-monthly legal everywhere?

It is allowed in most states, with exceptions for some industries (e.g., manual workers paid weekly in New York). See payday laws by state.

Related